Bankruptcy/Section 128 Debt Amortization

Our firm handles cases involving financial distress. In today’s economy many people are having financial trouble. People are:

• falling behind on their bills,
  
  
• being harassed by calls from creditors,
  
  
• facing garnishments and debt collections of their hard earned paychecks,
  
  
• being threatened with utility shut offs,
  
  
• facing suspension of their driver’s license after being involved in an automobile accident because they could not afford auto insurance,
  
  
• suffered the loss of employment or decrease in income, and
  
  
• sustained major medical bills due to a lack of or adequate health insurance.

Our compassionate experienced staff can assist you with your financial troubles.  We help people find debt relief.

One option is what is known as a “Chapter 128.” Under an innovative Wisconsin Law, interest charges, late fees, and over limit fees on your debts are frozen, and a debt repayment plan is set up to allow you to pay your debts and avoid lawsuits, wage garnishments, and utility shut offs without filing a bankruptcy.

Bankruptcy is another option, Contrary to what you have heard, bankruptcy is still available. Bankruptcy helps many of our clients get the second chance they need, a fresh start financially.

We may also be able to help stop foreclosure proceedings from taking your home or real estate. You have options.

Our firm’s experienced attorneys can help you find true debt relief.  We are local attorneys who take pride in helping others.

Business Law

Starting, Selling, or Buying a Business?

Hard work and planning lead to success.  Our attorneys have extensive experience helping businesses and entrepreneurs realize their dream of business success.  We can help you cost effectively incorporate your LLC or Corporation. We identify important legal issues and work to help you limit your personal liability for business debts.

Partnership:
Two or more people who run a business for profit, the business is not taxed directly, but there may be no limited liability protection for the owners.

Corporation:
Business is a separate entity from its owners. Owners are stockholders that contribute money. Everyday operations can be managed by others. The stockholders are not personally liable for business debts as long as certain formalities are maintained. 

Limited Liability Company:
This entity is designed to avoid all of the formalities involved with a corporation and allows for limited liability for its owners (assuming certain formalities are met), flexible management style, and variation on the type of taxation the owners will face.

Contract Preparation:
Well worded written contracts, agreements, and leases, prevent misunderstandings and ensure that every deal involves a meeting of the minds. We bring clarity to your business dealings.

Divorce / Family Law

Divorce can be a stressful and emotional time, our attorneys can help guide you through this process and lighten your heavy burden. We regularly represent clients in divorce, legal separation, custody disputes, child support, and post-judgment modification matters. With many years of experience in this field, we strive to reach a positive outcome for our clients and their families. Other services we provide include pre-nuptial agreements, post-marital agreements, and handling paternity, and child support matters.

Estate Planning/Wills

Who would care for your loved ones if something would happen to you?

Who would make vital decisions for you if you were to become ill?

Who would take care of your children in one of these circumstances?

Our firm can help you complete your estate planning process.  We prepare simple wills, revocable trusts, durable powers of attorney, powers of attorney for healthcare, and more complex estate plans to minimize estate tax and transfer costs.

Wills:
Crucial documents that determine who will serve as guardian to care for your children, who will serve as your personal representative (executor), and how your estate will be distributed after your death. 

Durable Power of Attorney:
This document allows you to designate someone as your representative to make financial decisions, pay your bills, deposit checks, file tax returns, and monitor your financial accounts, for you should you be unable to do so. This allows you to avoid guardianship proceedings.

Power of Attorney for Healthcare:
This document lets you designate someone as your healthcare representative to make important healthcare decisions for you if you are unable to do so. This document also helps you avoid guardianship proceedings.

Declaration to Physicians:
Formerly known as a "Living Will", this document is separate from your Will and Power of Attorney for Healthcare.  It allows you to express your preference to avoid having life prolonging medical treatment if you are in a persistent vegetative state or suffer from a terminal condition. 

Revocable Living Trust:
Also known as a Living Trust or Revocable Trust. This is a way to manage your property during your lifetime and to ensure that  your property will pass to your heirs and loved ones without going through the probate process.

Personal Injury

Victims have rights. Have you or a loved one suffered an injury due to an accident? If you have, you could get compensation for: your medical bills, loss of income, and other costs and expenses. Our attorneys can help you recover the compensation you deserve.  We represent injured parties in automobile, motorcycle, and farm accidents. We also handle dog bites and animal attack cases. We are local attorneys on your side.

Real Estate

Your home is your castle. We represent and assist clients who are buying or selling real estate. Services for these transactions include:  preparing and reviewing offers to purchase, negotiating sales and leases, closings, drafting real estate transfer documents, such as deeds, land contracts, notes, mortgages, easements, shared well and driveway agreements, and assisting For Sale by Owner transactions.